
Best Father’s Day Wishes!

Father’s Day is a special occasion to celebrate and honor fathers and father figures. It’s a day to show gratitude and appreciation for all the love and support they provide. Whether it’s your biological father, stepfather, grandpa, or any other father figure in your life, take the time to let them know how much you care. Use this day as an opportunity to create unforgettable memories and cherish the time you have with them. Happy Father’s Day to all the amazing dads out there!
First Time Buyer

Professional Photography is a MUST
“About 99 percent of home buyers between the ages of 23 and 56 used the internet to find homes in their home buying process.”
Then let’s show your home in the best way. Accordingly, professional photography is a MUST! That first impression is the most important impression. I want your property to make the best first impression possible, and that’s why I use a professional real estate photographer for my listings. Your goal in marketing your property is to bring as many buyers as possible. So if your pictures don’t show it in the best light, you are likely missing out.
Lots of others don’t.

Getting Ready for Market
Considering selling this spring? Here are 3 tips to get your home ready for the market.
1) Clean & organize. End to end, clean everything! While you are cleaning, declutter. Remove unnecessary items. If you aren’t going to use it before you move, pack it up. Less clutter makes for roomier appearance and easier to keep clean.
2) Catch up on deferred maintenance. Drippy faucets can be tightened up or easily remedied with a new gasket. Have HVAC units inspected and serviced. Put a new coat of paint on exposed wood. It could save you from issues arising during inspection periods
3) Remove highly personalized items. You may love your collection of hello kitty clocks, but others may find them distracting or unattractive. Pack them up so that they will be ready for the move to your next home. Additionally, if you have very boldly painted walls, you might consider painting them a more neutral color.
When potential buyers call you out for these things, it may seem petty. None the less, all these things can impact the value they see in your home. My goal is for sellers to net the best potential profit from the sale of their property. If you would like a constructive opinion of the preparation that would have the most impact, give me a call.
*BONUS TIP* Make sure all light bulbs are operational and, for the best impression, change them all out to matching bright tones.

Are you living in your dream home?

How hard do you work for your money? If I know you at all, I’d guess you work pretty dang hard! We’re alike in that way, and that’s why I want to tell you how much you deserve the home of your dreams. A place to relax after a long day, raise your family, and open presents Christmas morning.
HOMEOWNERSHIP FOR HEROES

Attention:
Veterans
Active Duty
National Guard
Reservists
Firefighters
Police
EMT
Paramedics
Starting March 1st (NEXT WEEK!)
THDA loan program “HOMEOWNERSHIP FOR THE BRAVE” will change its program to “HOMEOWNERSHIP FOR HEROES.” What this means is they are extending its benefits to all of those listed above. Homeownership for the Heroes is a type of Great Choice Home Loan that offers financial assistance along with these added benefits:
• Reduced interest rate by half percentage point (0.5%)
• Waive requirements to be a first-time homeowner in all areas of Tennessee for qualified military or veterans.
• Borrow up to 100% of home’s purchase price with a VA or USDA-RD loan or 96.5% with FHA loans.
• 30-Year Term – Your monthly payments are spread out across 30 years to keep them affordable.
• Fixed Interest Rate – The interest rate never changes throughout the entire life of the loan.
• Minimum Credit Score – The credit score of everyone on your loan application must be at least 640. If you do not know your credit store, your lender can check for you. If your credit score is too low, you can work with a THDA-certified counselor to improve your score.
• Household income and purchase price limits – The maximum of your total household income and the price you can pay for a home and still qualify for the Great Choice Home Loan program varies by county. See the full chart of income and purchase price limits.
• Down Payment Assistance – Homeownership for the Heroes includes the option for our Great Choice Plus financial assistance with your loan-related expenses, including down payment (if borrowing less than 100%) and/or closing costs.
Pairing this loan program with my complimentary home warranty for the same group makes March 1st a great day to start your home ownership journey. I am a THDA approved REALTOR® so give me a call to learn more about this fantastic opportunity.
Stressed?
Did you know that green is the most visible color to the human eye? It’s true! In fact, green is the most visible color to the human eye due to its wavelength, which is located smack dab in the middle of the visible light spectrum. So not only is green aesthetically pleasing, it also provides the most rest for your eyes! Be sure to keep that in mind the next time you’re choosing home décor.
#Green #ColorPsychology #RealEstate #StressRelieving #homedecortips
#ColdwellBankerBarnes #Expectmore
Interest Rate Blues?

From 1980 to January 2023
Higher interest rates giving you the blues? Interest rates should NOT stop you from buying a home in 2023. If you want to buy a home, you need to look past interest rates. The longer you wait to buy a home, the longer you miss out on building equity and appreciation in your property. You can refinance in the future when rates are lower, but you can’t go back in time and build appreciation. Instead, play the long game and pay attention to how your property is an investment in your future. Want to talk more about interest rates and why it’s an excellent time to buy a home?
Seriously, one of the least expensive investments you can make has a huge impact. Lots of folks ask about should they paint or remodel their bathroom to attract buyers to their properties. Now if your walls are purple or your bathroom has shag carpet dated back to the 1970s, those items certainly need to be addressed. But, in most homes, the important things cost nothing at all. Cleaning = Free. Decluttering = Free. Organizing = Free. Bright and matching light bulbs have the most impact!