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Homeownership Tips & Planning Why Housing Market Headlines May Not Match Your Experience One person says the economy is doing well. Another says everything costs more and buying a home feels farther away. Both may be describing their own experience honestly. You may hear economists call this a “K shaped economy,” a shorthand for groups moving in different directions. It is a national discussion about differences among households, […]
Homeownership Tips & Planning The Mortgage Rate Is Only One Part of Your Home Buying Budget If you have been watching mortgage rate headlines, you may feel as though each change should determine whether you buy a home this month, later this year or not at all. The rate matters. It affects the principal and interest portion of a payment. But a national average cannot tell you what a particular home […]
Homeownership Tips & Planning A Solo Homebuyer’s Property Checklist: What to Evaluate Beyond the Purchase Price Finding a home within budget is important, but price alone does not tell you whether the property will be comfortable to own. For someone purchasing on one income or making the decision alone, the home’s ongoing demands may matter just as much as the monthly payment. A thoughtful property review can help you notice the […]
Homeownership Tips & Planning Buying a Home on Your Own: How to Build Confidence Before You Make an Offer Buying a home without a spouse or partner is not a lesser version of homeownership. For many women, it is a deliberate decision to create stability, independence or a home that fits the life they have now. It also places every final choice with one person. There is no second household income to absorb an […]
Selling a Home in West Tennessee How Can You Tell Whether Your Home Is Being Actively Marketed? Most sellers know their home will be placed in the MLS and displayed on real estate websites. Fewer know what questions to ask about the strategy surrounding that exposure. A marketing plan does not need to use every available tool. Different properties attract different buyers, and some methods will be more useful than others. What […]
Homeownership Tips & Planning Your Home Is Online. Does That Mean It Is Being Marketed? When a home is entered into the Multiple Listing Service, commonly called the MLS, its information becomes available to participating real estate professionals. In most cases, that information is also distributed to major consumer real estate websites. That exposure matters. Buyers and their agents cannot consider a home they do not know is available. But […]
Homeownership Tips & Planning Why Days on Market Does Not Always Tell a Home’s Full Story Days on market is one of the first numbers buyers and sellers notice on a real estate listing. It appears to answer a simple question: How long has this home been for sale? Sometimes it does. Sometimes it only tells us how long the current listing has been active. When I reviewed five years of […]
Homeownership Tips & Planning Why $300,000 Is an Important Price Point in the Jackson, Tennessee Housing Market When homeowners ask how the real estate market is doing, the most honest answer is often, “It depends on which part of the market we are discussing.” After reviewing five years of residential MLS activity in Jackson and Madison County, one dividing line appeared repeatedly: approximately $300,000. This is not a magic number, and it […]
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Homeownership Tips & Planning Should You Buy a House If You Might Move Again in Five Years? One of the questions buyers often ask is how long they need to own a home before buying makes financial sense. You’ve probably heard rules like “you need to stay at least five years.” But real estate decisions rarely fit neatly into a rule like that. Five years may be plenty of time for one […]
Homeownership Tips & Planning Selling a Home As-Is: What Sellers Need to Understand When homeowners discover that their house needs significant repairs, one of the first questions they may ask is: “Can I just sell it as-is?” Sometimes the answer is yes. But selling a home as-is doesn’t make the condition of the property irrelevant. It simply means the seller is choosing to let the property’s current condition […]
Homeownership Tips & Planning What Happens When You Put Off Home Maintenance? There are plenty of things around a house that can wait. A room that needs paint. Flooring you eventually want to replace. A dated light fixture. Those are usually matters of preference. But there’s another category of home maintenance that may not seem urgent today but can become much more expensive when it’s left alone. […]
Homeownership Tips & Planning Should You Stay or Should You Move? Look Beyond the Mortgage Payment When homeowners start thinking about moving, one of the first comparisons they often make is the mortgage payment. “My payment here is $1,500. If I move, what will my new payment be?” That’s certainly an important number. But it isn’t the whole number. Whether you’re thinking about downsizing, relocating or simply moving into a home […]
Homeownership Tips & Planning Before You Sell Your House, Know What You’re Trying to Accomplish “I think we need to sell.” Sometimes that’s the first thing a homeowner tells me when we sit down together. But before we talk about price, marketing, photographs or how quickly a house might sell, there’s another question I think we need to answer first: What are you hoping selling the house will accomplish? Because […]
Homeownership Tips & Planning Five Things You Can’t Change About a House (And Five You Can) It’s easy to walk into a home and immediately notice what you don’t like. The paint color. The outdated flooring. The light fixtures. Maybe the landscaping has seen better days. Those things catch our attention because they’re right in front of us. But before you cross a house off your list, ask yourself a different […]
Homeownership Tips & Planning Should You Wait to Buy a Home? It Depends on What You’re Waiting For Every time the real estate market changes, I hear the same question: “Should I wait?” It’s a fair question, but it’s usually followed by another one that matters even more. What exactly are you waiting for? Some buyers are waiting for interest rates to drop. Some sellers are waiting for prices to climb. Others are […]
Homeownership Tips & Planning 5 Things You Should Never Compromise On When Buying a Home If you’ve been following along this week, we’ve talked about why the right home doesn’t have to be perfect. Every home comes with trade-offs, and part of my job is helping buyers decide which ones make sense for their situation. The truth is, some things are relatively easy to change after closing. Others are much […]
Homeownership Tips & Planning The Right House Doesn’t Have to Be Perfect: 5 Things I Tell Every Home Buyer If you watched yesterday’s video, you know there was one transaction early in my real estate career that completely changed the way I work with buyers. If you missed it, you can watch it here. It reminded me that buying a home isn’t about getting to the closing table as quickly as possible. It’s about […]
Homeownership Tips & Planning The Home That Costs Less Isn’t Always the Better Deal One of the biggest surprises for many homebuyers is realizing that the purchase price is only part of the cost of owning a home. In fact, two homes with the exact same sale price can have dramatically different costs over the next five or ten years. That’s why I encourage my buyers to look beyond […]
Homeownership Tips & Planning 10 Things to Notice Before You Fall in Love with a House Buying a home is exciting. In fact, that’s exactly how it should feel. But excitement can sometimes make it easy to overlook details that could become expensive after closing. Yesterday I shared a story about buyers who finally found the home they had been searching for. After weeks of looking, they were ready to move […]
Homeownership Tips & Planning The Cheapest House Isn’t Always the Best Deal Why the Lowest Price Isn’t Always the Best Value Everyone loves a bargain. Whether you’re shopping for groceries, a vehicle, or a home, saving money feels like a win. But when it comes to real estate, the lowest purchase price doesn’t always mean you’re getting the best value. In fact, the least expensive home can […]

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